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So many people have so many questions about basic car insurance, so being the generous auto accident attorney cape coral florida that I am, here are some answers.

Medpay coverage pays for medical expenses for accidental injury up to the limit of your policy. It covers your medical expenses, plus those of your family members or passengers, regardless of fault (unlike bodily injury liability insurance). It applies whether you are in your automobile or someone else’s, or if you are hit by an automobile while walking or bicycling.

Since PIP covers only 80 percent of medical expenses, medical payments insurance could cover the remaining 20 percent, and possibly the PIP deductible, depending on the policy provisions. Medical payments will also cover the amount in excess of the PIP limit, up to the limit specified in the policy.In the event of a auto accident injury settlement, however, MedPay may have to be paid back whatever it paid on your behalf. If you’ve gotten this far and you need medpay for your case, you chould probably contact a car accident lawyer cape coral florida right away.

Towing coverage may be added, and road service to your auto insurance. But your insurance company may cancel your policy for too many towing claims, even if you have no accidents.

You may receive reimbursement for auto rental up to a specified limit, which is contained in your policy. It applies if you get into an accident with your own automobile and can no longer drive it.

If another driver causes an accident, the at fault party’s liability coverage may reimburse you for renting a vehicle similar to your own. However, the other party’s insurance company might have a maximum amount per day that it will pay. In most cases you must buy collision coverage before you can buy rental reimbursement.

Contact Us If You Have Been in an Auto Accident

If you have been injured in an auto accident, then contact a auto accident lawyer fort myers florida at our law firm. Maybe we can help.